Spain Non-Lucrative Visa – Passive Income Visa

Live Peacefully in Spain Without Working – Ideal for Retirees, Families & Remote-Earners

The Spain Non-Lucrative Visa—also known as the Passive Income Visa—allows non-EU citizens, including applicants from Pakistan, to live in Spain without working inside the country. It is one of the most popular pathways for individuals and families seeking long-term residency, excellent healthcare, stable living, and a path to Spanish Permanent Residency and Citizenship.

WAC Immigrations provides complete guidance, from eligibility assessment to document preparation and residence card issuance.

⭐ What Is the Spain Non-Lucrative Visa?

It is a residency visa for individuals who have sufficient passive income or savings to support themselves without needing employment in Spain.
Perfect for:

• Retirees

• Remote workers (foreign income only)

• Families wanting EU residency

• Individuals seeking long-term relocation

Eligibility Requirements

To qualify for the Spain Non-Lucrative Visa, applicants must meet the following conditions:

• Minimum monthly passive income of €2,400 (for main applicant)

• Additional €600 per dependent

• Clean criminal record

• Valid health insurance

• Proof of residential accommodation in Spain (rental or ownership)

• Must not work or engage in business inside Spain

• Strong financial ties and savings

Documents Required

You must provide the following documents:

• Valid passport

• 6-month bank statements showing adequate funds

• Proof of passive income (rent, pension, business abroad, investments)

• Spanish-approved private medical insurance

• PCC (Police Clearance Certificate)

• Medical certificate (as per Spanish law)

• Visa application form

• Passport-size photographs

• Proof of accommodation in Spain

• Birth certificates (for children)

• Marriage certificate (for spouse)

Fees

• Visa fee: €60 – €100 (varies by embassy)

• Medical insurance: €300 – €600 per year

• Document legalization & translations: variable

• WAC Immigrations service charges: based on package

Timeline for Processing

The typical Non-Lucrative Visa timeline:

• Document preparation: 1–3 weeks

• Embassy appointment: 2–4 weeks

• Visa processing: 3–6 months

• Residence card (TIE) issuance in Spain: 4–6 weeks

Step-by-Step Procedure

1. Eligibility & financial assessment

WAC Immigrations checks your income, savings, and documentation.

2. Document preparation

• Bank statements

• Translations

• Legalizations

• Insurance arrangement

3. Submit application at the Spanish Embassy

Appointment + biometrics + document submission.

4. Visa approval

You receive a long-term visa stamped in your passport.

5. Travel to Spain

You must enter Spain within 90 days of approval.

6. Apply for Residence Card (TIE)

Within 30 days of arrival:

• Fingerprints

• Photos

• TIE issuance

7. Renewal

After 1 year → renew for 2 more years
After completing 5 years → eligible for Permanent Residency
After 10 years → eligible for Spanish Citizenship

🎉 Benefits of Spain Non-Lucrative Visa

• Live legally in Spain with your entire family

• Access to world-class healthcare & education

• Entry to all 27 EU & Schengen countries

• No work requirement — enjoy peaceful living

• Pathway to:

  • Permanent Residency (after 5 years)

  • Citizenship (after 10 years)

• Ability to convert to a Work Visa or Self-Employment Visa later

• Affordable living, Mediterranean climate & safe lifestyle

🇵🇰 Requirements Specific to Applicants from Pakistan

Spain requires additional steps for Pakistani nationals:

• Full bank statements with explanation of income sources

• FRC (Family Registration Certificate) from NADRA

• All documents must be:

  • HEC attested (degrees)

  • NADRA verified (FRC, marriage certificate)

  • MOFA attested

  • Spanish translation

• Strong evidence of financial stability

• Medical certificate (as per Spanish Embassy Islamabad)

• PCC from Pakistan & any other country lived in

💼 How WAC Immigrations Assists You

We provide complete end-to-end support, including:

• Eligibility & financial evaluation

• Preparing all documents & translations

• Booking embassy appointments

• Guidance on insurance & accommodation

• Follow-up with consulate

• Pre-arrival & post-arrival support in Spain

• Residence card (TIE) assistance